Refresh Challenge – Prepared for Opportunity

Which Is Your Default Money Habit? 


Since we began Mavuno, we have taught about money and how to manage money well. This is a lifetime topic that you can never hear enough about, and that we need to keep learning about money for the rest of our lives! When it comes to money we all tend to revert back to our default money habits.Jesus taught so much about money. The management of money does not come naturally to some of us. There are two extremes being taught about money: prosperity gospel & otherworldly gospel. Both teachings have led to terrible consequences for the people in Sub-Saharan Africa who are still on survival mode when it comes to money.

From the passage today we highlight the basic principles about money management. Luke 19:11-27

The story is about a man who decided to invest in his workers with the very clear expectation that over time, he would gain a return on his investment. He gave them each a mina (the equivalent of three months gross salary), and said to them, ‘put this money to work until I come back’. One of the interesting things to note today is that every single servant got the same mina. The lesson here is: opportunity is universal! God gives all of us opportunity. The bible says in Ecclesiastes 9:11, ‘The race is not to the swift nor the battle to the strong nor bread to the wise nor riches to men of understanding, nor favour to men of skill; but time and chance happen to them all’. Opportunities show up numerous times for all of us during our lives but the difference between those who benefit from them and those who are left the same is a matter of preparation. The 10 servants each had exactly the same opportunity, but only two made something out of it. Ask your neighbour this question…Are you prepared for opportunity?

3 Money Management Principles

  1.  Ownership Principle: In v.13b tells us, ‘he called ten of his servants and gave them ten minas. “Put this money to work’, he said, ‘until I come back”’. This is the fundamental principle of kingdom money management.  Every cent we have comes from God and belongs to Him.
  2. Retention Principle: In v.27, the master said, ‘as for those enemies of mine who did not want me to be king over them – bring them here and kill them in front of me’! We must begin to understand that a consumer mentality turns us into God’s enemies! A consumer mentality means that we increase our standard of living every time we receive an increase in our income.  As a result, we squander what God has put in our hands and are left with nothing for His purposes.  You need to be at least saving 10% of your income each month, but that’s only if you want to survive in the future. To create real wealth, you need to be saving 30-40%.
  3. Multiplication Principle. The 3rd servant just retained what he had been given but that was not enough. We read his master’s critique, ‘Why then didn’t you put my money on deposit, so that when I came back, I could have collected it with interest?’ Some of us may not be consumers but we like having a fat bank account. Money will always leave the hands of those who don’t use it well and come to the hands of those who know how to multiply it! If you have not trained your hands to be skilled in using money, then your money won’t stick to them but will instead flow to others.

Africa is hungry for a holistic kingdom gospel. Romans 8:29 says ‘The creation groans in eager expectation for the sons/daughters of God to be revealed’.  Children need to be educated, poverty eradicated, families reunited and resources to be well managed. Africa is waiting for you! You may be praying that God gives you a financial breakthrough this year. But what are you doing right now with the money He has already put at your disposal to extend His kingdom? Are you a tither? Which poor children are you educating? How much are you retaining? Are you a multiplier? In other words… are you prepared for opportunity? 

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